Flexible Car Finance Options with Golden Motors

At Golden Motors, we make buying your next car simple, affordable, and tailored to you. Whether you’re looking for low monthly payments, easy finance solutions, or flexible terms, our expert team will help you find the right finance plan that fits your budget and lifestyle.

Why Choose Finance Through Us?

Buying a car with dealer-arranged finance gives you the freedom to spread the cost over manageable monthly payments. From the comfort of your own home, you can explore available finance products, customise your deposit, term and annual mileage, and even complete your application securely online.

We work with a number of trusted finance partners to offer competitive deals and will guide you through every step — from your first quote to completing your finance agreement.

Our Main Finance Options

Hire Purchase (HP)

  • Ideal if you want to own the vehicle at the end of your agreement.
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  • You make a deposit followed by fixed monthly payments over an agreed term.
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  • Once all payments are complete, including the small option fee, the car is yours.
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  • No mileage restrictions or extra charges for servicing conditions apply.
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Personal Contract Purchase (PCP)

  • PCP offers lower monthly payments and greater flexibility.
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  • You agree a deposit, term and mileage, and a Guaranteed Minimum Future Value (GMFV).
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  • At the end of the agreement, you can:
    ✓ Pay the GMFV to own the car
    ✓ Return the car (subject to mileage/condition)
    ✓ Part-exchange for your next vehicle

How to Apply

  1. Choose Your Car – Browse our range of quality used vehicles.
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  2. Get a Quote – Adjust the deposit, term and mileage to find a payment plan that works for you.
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  3. Apply Online – Complete our secure finance proposal form and we’ll pass your details to our finance partners.
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  4. Approved & On the Road – Once approved, we’ll arrange the paperwork and you’re ready to drive away.

Phone Number

+44 7510 606017

Email Address

info@goldenmotors.uk